AutoPay offers the most affordable installment financing for a car

Best conditions

  • Fixed annual interest rate 6.9%
  • Amount 1000​ - ​30​ 000 €
  • 0% down payment

Automated service under your control

  • Personal offer in 30 seconds
  • Offer valid for 7 days
  • Digital signing
  • Payout to your account within 2 hours

AutoPay calculator

Amount
€
1000
30000
Period:
6 months
72 months
Monthly payment:

Why buy a vehicle with AutoPay installments?

  1. Guaranteed most affordable installment financing for a car
  2. Automatic offer immediately after filling out the application
  3. The best financial technology: the entire process can be done without leaving your computer in about 5 minutes
  4. Digital conclusion of the agreement using ID card, Mobile-ID, and Smart-ID
  5. The payout is received immediately via instant payment
  6. Up to 30,000 euros and a 0% down payment option
  7. The car in your name and optional casco insurance
Fill out the AutoPay application here:
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Detailed conditions:

AutoPay offers on its side:

  • The annual interest rate is 6.9 %
  • The installment period is 6-72 months
  • You will become the owner of the car and there are no restrictions on selling the car
  • If the amount is greater than 15,000 euros, we will set a registered pledge on the vehicle until full repayment of the installments
  • No down payment is required. You can cover the full total cost of acquiring the vehicle, incl. the registration fee, with installment financing
  • The monthly payment is fixed. This means that the monthly payment amount is exactly as specified in the agreement. It is not affected by euribor
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Conditions for the applicant:

  • AutoPay can be applied for by an Estonian citizen aged 21-80 or a person with a residence permit
  • Monthly net income must be at least 300 euros
  • If you have had payment defaults, at least 2 years must have passed since the last default was ended
Attention. Every financial decision involves risks and obligations, therefore we ask you to carefully consider the need to use loan products and, if necessary, consult a specialist. For example, in the case of a credit amount of 9000 euros with a contract fee of 261.00 euros, the credit amount available for use is 9000 euros. With a fixed interest rate of 6.9% per year on the credit amount, with a monthly administration fee of 0.14% per month, with a period of 60 months, the monthly payment is 219.54 euros. The annual percentage rate of charge is 17.30%. The total cost of credit is 13172.03 euros and the total amount of repayments is 13172.03 euros. AutoPayments OÜ operates as an agent of AS Inbank Finance under a long-term agency agreement.